MoneySprout connects all your accounts in one beautiful place — budgets, net worth, savings goals, AI insights, statement imports, and a developer API. Simple, calm, and completely free.
Everything you need
No more spreadsheets or jumping between apps. MoneySprout brings everything together in one calm, beautiful dashboard.
Net worth, cash on hand, total debt, and monthly spending trends at a glance — with month-to-date comparisons and daily activity insights.
Category-based monthly budgets with real-time progress bars. Tap a category to jump straight into its transactions for the current period.
Track savings funds, debt payoffs, and big purchases with progress visualizations and monthly contribution calculators.
Fast, filterable transaction history with pagination, search, and instant recategorization. Grouped by day for easy scanning.
Spending, income, cash flow, and net worth trends over 1-month, 3-month, 6-month, or custom date ranges.
Row-level security, optional zero-knowledge encryption, and revocable API keys hashed at rest. We never sell your data.
More capabilities
From AI-powered insights to statement imports — MoneySprout goes well beyond basic budgeting.
Chat with your finances. Ask questions, get spending insights, and auto-categorize transactions — with guardrails that require your confirmation before bulk changes.
Upload bank CSV or PDF statements — including Apple Card exports. Map columns, review parsed rows, and import transactions in bulk.
See daily spending at a glance, track no-spend streaks, and preview upcoming recurring payments and subscriptions.
Detect and manage recurring charges. Set rules from past transactions and see what's coming up next.
Track cashback programs, compare effective rates across cards, and see which card earns the most for your spending.
Create rules that match merchants or descriptions and apply categories automatically — with AI-suggested rules to get started fast.
Track real estate equity alongside linked accounts. Manage debt balances, interest rates, and payoff progress in one view.
Project your cash flow and net worth forward based on current spending patterns, goals, and recurring payments.
Discover spending patterns, cashback opportunities, and category trends — actionable intelligence without the spreadsheet work.
For developers & power users
Plug MoneySprout into Claude Desktop, Cursor, or your own scripts. Create scoped personal access tokens in Settings → Developer — read-only access to transactions, budgets, accounts, goals, and more.
Official Model Context Protocol server with tools for listing transactions, budgets, accounts, net worth, and goals.
Simple GET endpoints at /api/v1/* — authenticate with Bearer tokens. Scoped, rate-limited, and revocable.
API keys cannot modify your data. Zero-knowledge accounts are excluded. Keys are hashed with scrypt and shown once.
Getting started
MoneySprout is designed to be effortless — no financial expertise required.
Sign up in seconds with your email. No credit card, no trial — MoneySprout is free from day one.
Link banks and credit cards via Plaid, import CSV/PDF statements, or add manual accounts. Your credentials are never stored.
Set budgets, chat with AI, track subscriptions, and connect your data to Claude via MCP — all in one stress-free view.
Our promise
We believe everyone deserves great financial tools. MoneySprout will always be free. No premium tiers, no paywalled features, no ads.
Real stories
Join thousands of people who finally feel in control of their money.
"I've tried every budgeting app out there. MoneySprout is the first one that actually stuck. The dashboard is so clean I check it every morning with my coffee."
"The goals feature is a game-changer. Watching my emergency fund progress bar fill up kept me motivated. Hit my goal 2 months early!"
"Finally a finance app that doesn't charge $15/month. MoneySprout has everything Mint had, but way more beautiful. I recommended it to my whole family."
Join thousands of people growing their financial future with MoneySprout. Takes less than 2 minutes to get started.