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Claude Code + MoneySprout

Terminal finance context

Claude Code beside your repos can still answer money questions: MCP returns JSON you can pipe into notes or tickets.

Read-only MCP. MoneySprout tools list transactions, budgets, accounts, and insights—they do not create, edit, or delete financial data. Manage money in the MoneySprout app; use agents to understand it.
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You

Claude Code: connect MoneySprout MCP and run query_spending for March with search 'subscription'.

Claude Code

MCP connected. Found $186 across six merchants—details in JSON. Cancel or recategorize in MoneySprout when ready.

How to connect Claude Code

  1. Configure Claude Code with the MoneySprout remote MCP URL. Example: claude mcp add --transport sse moneysprout …
  2. Complete browser OAuth when prompted, or use a personal access token from Settings → Developer for headless setups.
  3. Run tools/list and confirm names like list_transactions and query_spending—there are no write tools.
  4. Use agents to summarize spending; edit budgets or categorize transactions in the MoneySprout UI.

MoneySprout MCP server URL

https://moneysprout.app/mcp

Claude Code CLI

claude mcp add --transport sse moneysprout https://moneysprout.app/mcp

OAuth sign-in is recommended for remote clients. Personal access tokens in Settings → Developer work for local stdio bridges. MCP requires standard encryption mode (not zero-knowledge) so tools can read your linked data.

What you can do with Claude Code

  • Monday money script

    Repeatable prompt calling get_daily_summary and get_alerts each week.

  • Trip post-mortem

    query_spending with Travel categories after a vacation.

  • Debug MCP

    tools/list from the terminal to verify PAT or OAuth scopes.

  • Export-friendly JSON

    list_transactions for a month into a local file—data already synced in MoneySprout.

MoneySprout MCP tools

When connected, Claude Code can call these tools. Write tools require the matching write scope.

Transactions

  • list_transactions
  • get_transaction
  • query_spending
  • update_transaction
  • recategorize_transactions

Budgets and categories

  • list_budgets
  • list_categories
  • create_category
  • update_category
  • delete_category

Accounts, goals, and net worth

  • list_accounts
  • get_net_worth_history
  • list_goals

Insights and briefings

  • get_daily_summary
  • get_alerts
  • get_metrics
  • get_life_hub_briefing

Follow-up

  • get_tasks

Example prompts

  • Print list_accounts balances in a markdown table.
  • Call get_metrics for today and format as a Slack snippet.

FAQ

Is MoneySprout preinstalled in ChatGPT or Claude?
No. Add MoneySprout as a custom MCP connector (or complete OAuth when your client supports remote MCP). Sign in with your MoneySprout account during consent.
Can an agent change my budgets or add transactions?
Read tools cannot. With write:transactions an agent can change a transaction's category, note, or follow-up flag, including a bulk recategorize by id or merchant. With write:categories it can create, rename, or delete your custom categories. It still cannot add or delete transactions, edit budgets, goals, or accounts, or move money. Existing grants stay read-only until you reconnect and approve the write scopes.
Why does MCP require standard encryption mode?
Read-only tools need server-side access to linked account data. Zero-knowledge mode keeps keys only on your devices, so MCP and API access are disabled until you switch to standard encryption in Settings → Privacy & encryption.
Does the model see my bank passwords?
No. OAuth connects the MCP client to MoneySprout. Bank credentials stay with Plaid inside MoneySprout; agents receive structured summaries and transaction rows your account already synced.

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