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OpenClaw + MoneySprout

Orchestrated read-only briefings

OpenClaw chains local tools with remote MCP. MoneySprout stays read-only; you act on insights in the app.

Read-only MCP. MoneySprout tools list transactions, budgets, accounts, and insights—they do not create, edit, or delete financial data. Manage money in the MoneySprout app; use agents to understand it.
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You

OpenClaw playbook: MoneySprout get_alerts then get_metrics—notify me, no writes.

OpenClaw

Playbook done. Two alerts; MTD spend $2,901. No write tools available on this server.

How to connect OpenClaw

  1. Register the MoneySprout MCP URL in your OpenClaw tool configuration.
  2. Authenticate with OAuth or a personal access token on a trusted machine.
  3. Default playbooks to get_alerts, get_metrics, and query_spending—never expect mutating tools.
  4. Rotate personal access tokens in Settings → Developer if a runner is decommissioned.

MoneySprout MCP server URL

https://moneysprout.app/mcp

OAuth sign-in is recommended for remote clients. Personal access tokens in Settings → Developer work for local stdio bridges. MCP requires standard encryption mode (not zero-knowledge) so tools can read your linked data.

What you can do with OpenClaw

  • Morning playbook

    get_daily_summary and get_alerts every weekday.

  • Tool composition

    Combine calendar tools with query_spending for trip costs.

  • Scoped OAuth

    Grants follow your MoneySprout login—no extra bank passwords.

  • Safe automation

    No mutating tools exist on the server.

MoneySprout MCP tools

When connected, OpenClaw can call these tools. Write tools require the matching write scope.

Transactions

  • list_transactions
  • get_transaction
  • query_spending
  • update_transaction
  • recategorize_transactions

Budgets and categories

  • list_budgets
  • list_categories
  • create_category
  • update_category
  • delete_category

Accounts, goals, and net worth

  • list_accounts
  • get_net_worth_history
  • list_goals

Insights and briefings

  • get_daily_summary
  • get_alerts
  • get_metrics
  • get_life_hub_briefing

Follow-up

  • get_tasks

Example prompts

  • Weekly get_life_hub_briefing every Sunday evening.
  • query_spending with include_transactions false for a quick total only.

FAQ

Is MoneySprout preinstalled in ChatGPT or Claude?
No. Add MoneySprout as a custom MCP connector (or complete OAuth when your client supports remote MCP). Sign in with your MoneySprout account during consent.
Can an agent change my budgets or add transactions?
Read tools cannot. With write:transactions an agent can change a transaction's category, note, or follow-up flag, including a bulk recategorize by id or merchant. With write:categories it can create, rename, or delete your custom categories. It still cannot add or delete transactions, edit budgets, goals, or accounts, or move money. Existing grants stay read-only until you reconnect and approve the write scopes.
Why does MCP require standard encryption mode?
Read-only tools need server-side access to linked account data. Zero-knowledge mode keeps keys only on your devices, so MCP and API access are disabled until you switch to standard encryption in Settings → Privacy & encryption.
Does the model see my bank passwords?
No. OAuth connects the MCP client to MoneySprout. Bank credentials stay with Plaid inside MoneySprout; agents receive structured summaries and transaction rows your account already synced.

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