AI agent
Hermes Agent + MoneySprout
Routed finance tool calls
Hermes routes to one MCP URL; MoneySprout returns structured finance data without write tools.
You
Hermes: route to MoneySprout MCP—get_tasks and summarize follow-ups.
Hermes Agent
Routed. One dispute and two uncategorized rows flagged. Resolve them in MoneySprout transactions.
How to connect Hermes Agent
- Register the MoneySprout MCP URL in your Hermes Agent tool configuration.
- Authenticate with OAuth or a personal access token on a trusted machine.
- Default playbooks to get_alerts, get_metrics, and query_spending—never expect mutating tools.
- Rotate personal access tokens in Settings → Developer if a runner is decommissioned.
MoneySprout MCP server URL
https://moneysprout.app/mcp
OAuth sign-in is recommended for remote clients. Personal access tokens in Settings → Developer work for local stdio bridges. MCP requires standard encryption mode (not zero-knowledge) so tools can read your linked data.
What you can do with Hermes Agent
Tool routing
Hermes picks query_spending vs list_transactions based on your policy.
Alert fan-out
get_alerts to multiple channels you configure.
Task queue
get_tasks for disputes awaiting your in-app action.
Metrics loops
get_metrics on a schedule—still read-only.
MoneySprout MCP tools
When connected, Hermes Agent can call these tools. Write tools require the matching write scope.
Transactions
- list_transactions
- get_transaction
- query_spending
- update_transaction
- recategorize_transactions
Budgets and categories
- list_budgets
- list_categories
- create_category
- update_category
- delete_category
Accounts, goals, and net worth
- list_accounts
- get_net_worth_history
- list_goals
Insights and briefings
- get_daily_summary
- get_alerts
- get_metrics
- get_life_hub_briefing
Follow-up
- get_tasks
Example prompts
- get_transaction for a UUID I paste, then explain the row.
- list_goals sorted by percent complete.
FAQ
- Is MoneySprout preinstalled in ChatGPT or Claude?
- No. Add MoneySprout as a custom MCP connector (or complete OAuth when your client supports remote MCP). Sign in with your MoneySprout account during consent.
- Can an agent change my budgets or add transactions?
- Read tools cannot. With write:transactions an agent can change a transaction's category, note, or follow-up flag, including a bulk recategorize by id or merchant. With write:categories it can create, rename, or delete your custom categories. It still cannot add or delete transactions, edit budgets, goals, or accounts, or move money. Existing grants stay read-only until you reconnect and approve the write scopes.
- Why does MCP require standard encryption mode?
- Read-only tools need server-side access to linked account data. Zero-knowledge mode keeps keys only on your devices, so MCP and API access are disabled until you switch to standard encryption in Settings → Privacy & encryption.
- Does the model see my bank passwords?
- No. OAuth connects the MCP client to MoneySprout. Bank credentials stay with Plaid inside MoneySprout; agents receive structured summaries and transaction rows your account already synced.