AI agent
nanoclaw + MoneySprout
Lightweight local finance pings
Minimal orchestration, same remote MCP URL—ideal for personal morning briefings.
You
nanoclaw job: MoneySprout get_alerts and notify me—read only.
nanoclaw
Job done. One budget warning; no mutating calls exist on this server.
How to connect nanoclaw
- Register the MoneySprout MCP URL in your nanoclaw tool configuration.
- Authenticate with OAuth or a personal access token on a trusted machine.
- Default playbooks to get_alerts, get_metrics, and query_spending—never expect mutating tools.
- Rotate personal access tokens in Settings → Developer if a runner is decommissioned.
MoneySprout MCP server URL
https://moneysprout.app/mcp
OAuth sign-in is recommended for remote clients. Personal access tokens in Settings → Developer work for local stdio bridges. MCP requires standard encryption mode (not zero-knowledge) so tools can read your linked data.
What you can do with nanoclaw
Daily ping
get_metrics every morning.
Low footprint
Single-account list_accounts checks.
Shell friendly
Wrap MCP calls in cron on a trusted machine.
Safe defaults
No write tools to misconfigure.
MoneySprout MCP tools
When connected, nanoclaw can call these tools. Write tools require the matching write scope.
Transactions
- list_transactions
- get_transaction
- query_spending
- update_transaction
- recategorize_transactions
Budgets and categories
- list_budgets
- list_categories
- create_category
- update_category
- delete_category
Accounts, goals, and net worth
- list_accounts
- get_net_worth_history
- list_goals
Insights and briefings
- get_daily_summary
- get_alerts
- get_metrics
- get_life_hub_briefing
Follow-up
- get_tasks
Example prompts
- get_daily_summary at 7am local time.
- query_spending week-to-date total only.
FAQ
- Is MoneySprout preinstalled in ChatGPT or Claude?
- No. Add MoneySprout as a custom MCP connector (or complete OAuth when your client supports remote MCP). Sign in with your MoneySprout account during consent.
- Can an agent change my budgets or add transactions?
- Read tools cannot. With write:transactions an agent can change a transaction's category, note, or follow-up flag, including a bulk recategorize by id or merchant. With write:categories it can create, rename, or delete your custom categories. It still cannot add or delete transactions, edit budgets, goals, or accounts, or move money. Existing grants stay read-only until you reconnect and approve the write scopes.
- Why does MCP require standard encryption mode?
- Read-only tools need server-side access to linked account data. Zero-knowledge mode keeps keys only on your devices, so MCP and API access are disabled until you switch to standard encryption in Settings → Privacy & encryption.
- Does the model see my bank passwords?
- No. OAuth connects the MCP client to MoneySprout. Bank credentials stay with Plaid inside MoneySprout; agents receive structured summaries and transaction rows your account already synced.